The Reserve Bank of Australia (RBA) is gearing up for its next Monetary Policy Board meeting — a key event that will shape the nation’s interest rate outlook. Here’s everything you need to know about the upcoming meeting, the expected decision, and what it means for Australian homeowners, businesses, and investors.
When Is the Next RBA Meeting?
The next RBA Monetary Policy Board meeting will be held over 11–12 August 2025. The official interest rate decision will be announced at:
- 2:30 pm AEST — Tuesday, 12 August 2025
- Media conference: 3:30 pm AEST (same day)
This will be one of only eight scheduled meetings in 2025, a change from the previous 11 meetings per year. The extended gap between decisions gives the Board more time for in-depth analysis of economic data before making rate calls.
What Are Experts Predicting?
Many economists are forecasting a 0.25 percentage point cut in the cash rate — taking it from 3.85% down to 3.60%. The anticipated move is largely driven by:
- Falling inflation figures
- Softer consumer spending
- The RBA’s goal to stimulate economic growth while keeping price pressures under control
However, the RBA’s newly restructured Monetary Policy Board, which now includes a majority of external appointees, has introduced an element of unpredictability. This means that while a cut is widely expected, surprises remain possible.
Why Does This Meeting Matter?
The RBA’s interest rate decisions have a direct impact on:
- Mortgage repayments — A rate cut could ease financial pressure on homeowners
- Business borrowing costs — Lower rates can stimulate investment
- The Australian dollar — Rate movements influence currency value and international trade competitiveness
- Consumer confidence — Monetary policy shapes household spending patterns
2025 RBA Meeting Schedule
If you want to stay ahead of future policy announcements, here are the remaining 2025 meeting dates:
- 29–30 September 2025
- 3–4 November 2025
- 8–9 December 2025
Quick Meeting Snapshot
| Detail | Info |
|---|---|
| Date | 11–12 August 2025 |
| Decision Time | 2:30 pm AEST, 12 August 2025 |
| Media Briefing | 3:30 pm AEST, same day |
| Rate Outlook | Market consensus: 25 bps cut to 3.60% |
Bottom Line
The August 2025 RBA meeting is shaping up to be one of the most closely watched in recent years. With market expectations leaning towards a rate cut, borrowers may soon see some relief — but the final decision will depend on the RBA’s assessment of inflation, employment, and overall economic momentum.
Stay tuned for the official announcement and detailed RBA meeting minutes for insights into the Board’s thinking and what’s next for Australia’s economy.
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